Finance - Midlands Musing

Debt Repayment Plan: Options for Paying Off Your Debts

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One of my goals for the blog to help me get out of debt. I’m using it as a way to “keep me honest” and on the right path. You are all my “accountability partners” as I don’t want to disappoint you. So here are the step’s I’m actually taking […]

7 Reasons Not To Be Self-Employed No Expert Will Tell You

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I love my job. Did you believe that? Good, it’s actually true. Though my boss is sometimes not the nicest of people, and he makes me work long past when I want to sleep. But I also get to do whatever I want whenever I want, as long as my […]

How Much Money Should You Save For Retirement?

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There is no specific equation to depict how much you need to save for retirement because lots of variables are involved. So it’s best not to stick to a single number. The more you can save, the better your retired life will be. Factors determining retirement savings The two most […]

Avoid Personal Finance Burnout by Saving With a Purpose

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When it comes to personal finance, lots of people struggle to control their spending and improve their savings. Sometimes this struggle can be traced back to a lack of motivation or the perception that budgeting itself is a cumbersome and dull task. There are a few ways to beat a […]

Interview With Mr. Ten Factorial Rocks – A Personal Finance Blogger & Much More

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I am a mid-40’s senior manager in a consumer products company. In my younger days, I earned a Ph.D. in engineering and an MBA as well from some well-known US universities. Before my geek credentials are firmly established, I must say that I spent much of my engineering days writing […]

5 Ways To Improve Your Personal Finances This Year

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Give yourself reasons to celebrate this year by improving your personal finances. These tips will help you set savings goals that will support your vision for financial independence and mitigate your financial worries about the present and future. If you haven’t already adopted these ideas, why not do so, today? […]

How to Achieve your Vision For Financial Independence

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I look in awe at personal finance bloggers making impressive progress towards their own goals. But I can’t help feeling I’m missing something. So I asked a few financially secure relatives about their goals and they shockingly revealed never having set any. Financial Goals Are Important But Not Necessary We […]

Why Charity is Important and How To Teach Children About Charitable Giving

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There are many attributes parents and teachers aspire to help develop within their children and being charitable is one of them. The importance of raising children that are interested in philanthropy and helping others cannot be emphasized enough because humans are social animals and must help each other out to […]

Is A Tax Depreciation Schedule Necessary

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While it is not mandatory to file a tax depreciation schedules, your company can certainly stand to lose a lot of savings without doing so. Studies have shown that very close to 70% of businesses across Australia do not make the claims as they should and end up paying far […]

To Help or To Rob?

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Under the name itself, it is said insurance which should insure something that they say they will. Having insurance should make your life easier and gives you security as you life your life comfortably because you have a company that will insure something important for you while you do your […]