Midlands Musing

There is no specific equation to depict how much you need to save for retirement because lots of variables are involved. So it’s best not to stick to a single number. The more you can save, the better your retired life will be. Factors determining retirement savings The two most […]

When it comes to personal finance, lots of people struggle to control their spending and improve their savings. Sometimes this struggle can be traced back to a lack of motivation or the perception that budgeting itself is a cumbersome and dull task. There are a few ways to beat a […]

There are many attributes parents and teachers aspire to help develop within their children and being charitable is one of them. The importance of raising children that are interested in philanthropy and helping others cannot be emphasized enough because humans are social animals and must help each other out to […]